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The Jerfita Team

Missy Jerfita

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"Missy Jerfita has been by far the most thorough and professional agent we have used to date."
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Testimonials
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"Thank you for the stellar efforts..."

“Dear Missy,

Thank you for your stellar efforts in selling our home at (Glenview). From the time we met you (after interviewing a number of high volume producers) it was evident that your talent, drive, and high level of customer service are the keys to your success.”

“You epitomize professionalism and your listening skills and focus on the results were greatly appreciated. The “staging” process was one of the reasons we selected you and it truly works.”

“We understood that our buyers were “complex” and feel terrific about the selling price in a distressed market. Your overall understanding of the market and vibrant personality are a winning combination. We are grateful for all of your efforts and wish you continued success.”

Warm Regards,

Bill & Julie
 

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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What famous $40+ million home has a 60-foot pool with underwater music and a 20-car garage?

A 
The home of Bill Gates, co-founder of Microsoft, features the latest futuristic computer technology.
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The Jerfita Team, REALTOR®, real estate agent and broker for Glenview, The Glen and Chicago North Shore, Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

The Jerfita Team
Koenig & Strey

2630 Valor Dr.
Glenview, IL 60026
847-510-5010
Fax: 866-322-7550
mjerfita@koenigstrey.com

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